Optimax Benefits gives you personalized service and support, cost effective solutions and innovative plan design for your group health benefits plan.
Our benefits advisor can help customize and personalize your benefits plan with our value added services such as –
Key Person Insurance, Partnership Insurance and Group Critical Illness.
Our advisors can also help you with Group Pensions, Group RRSPs and Employee Assistance Programs.
▪ Establishment of regular service schedule
▪ Analysis of claims usage
▪ Negotiation of a Fair Renewal on Your Behalf
Every small or medium business owner should have Key Person Insurance as part of their business continuity plan. Critical to a company’s ongoing ability to function with minimum interruption, one or more key employees can be covered for life and/or disability.
Partnership Insurance, also known as ‘Shareholder Insurance’ or ‘Buy/Sell Agreement Insurance’, provides funding to purchase the business interest from a deceased or disabled shareholder. Optimax’s carriers ensure owners and partners are covered for life and disability benefits.
Employers design pension plan programs specifically to the unique needs of their employees. There are basically two types of registered pension plans; Optimax’s carriers offer both Defined Benefit and Defined Contribution plans.
A Group Registered Retirement Savings Plan (RRSP) is structured like an individual RRSP except it is set up by your employer. Our insurance companies offer flexible plans, allowing both employer and employee contributions, with low administration fees and increased investment options. Secure online access is another employee convenience.