Optimax Benefits > Group Benefits Planning > Value Added Services

Value Added Services

OFFER MORE WITH YOUR GROUP HEALTH BENEFITS

We provide in-depth education on the possible ways to protect your company and become more attractive to employees

 

BEST DOCTORS EXECUTIVE SOLUTIONS

Effectively designed executive benefits plans help to secure top talent by aligning your offerings with executive and corporate interests. Best Doctor’s insurance plans cover your employees so that they receive expert medical advice and treatment for virtually all medical conditions. Attractive, tax-efficient coverage plans can be further enhanced with optional benefits, customized depending on your needs and budget.

  • Travel expenses
  • Conversion Option
  • Separate Diagnostic Deducible
  • Outpatient Drug Benefits
  • 24 Month Pre-existing Condition Waiver

EMPLOYEE ASSISTANCE PROGRAMS

Health promotion and support services are a crucial investment for the maintenance of a healthy workplace. These services often take the form of an Employee Assistance Program (EAP), an employer paid benefits support program that maintains employee prosperity, mental health, and workplace productivity. Optimax offers comprehensive EAPs through a variety of providers.

GROUP CRITICAL ILLNESS

Employers can help employees reduce the impact of a critical illness, such as cancer, heart attack, or stroke, by providing Optional Critical Illness Insurance (CII). CII provides a one-time, lump-sum payment in the case of a critical illness, and can be offered alongside – and independent of – other benefits. Such funds are intended to assist caregivers in meeting additional medical needs, nursing costs, transportation needs, and other related costs.

KEY PERSON INSURANCE

Every small or medium business owner should have Key Person Insurance as part of their business continuity plan. Critical to a company’s ongoing ability to function with minimum interruption, one or more key employees can be covered for life and/or disability.

PARTNERSHIP INSURANCE

In the case of death or dismemberment of one partner, Partnership Insurance (or Shareholder Insurance), provides funding to the remaining partner/s to purchase the business interest. Optimax’s carriers ensure owners and partners are covered for life and disability benefits.

GROUP PENSIONS

Ensuring that your pension grows, and that it continues to meet the needs of your organization and its members is a smart investment. Depending on your employee needs, desired level of control of your investment, and risk tolerance, we will develop a long-term strategy and recommend a plan that suites your objectives; whether that be Defined Benefits or Defined Contribution.

GROUP RRSPS

A Group Registered Retirement Savings Plan (GRSP) is structured like an individual RRSP except it is set up by your employer. Flexible arrangements are commonplace, and they allow for both the company sponsoring the plan, and their employees to contribute. Our retirement savings plan solutions help contribute to a significant component of the total compensation package. Secure online access is convenient and keeps administration fees low.

Certain items are important for you to know when preparing for your group benefits decision.

Learn more with our free Download "What You Should Know About Group Benefits"!